Property Capital Gains

Reinvestment consists of applying the proceeds obtained from the sale of your main private residence into an Individual Membership within an Open Pension Fund. This process must be carried out within the legal timeframe and allows converting the amount into a regular income, benefiting from a capital gains tax exemption.

The law determines that the reinvestment of the property sale proceeds must be carried out within a defined period, generally up to 6 months after the transaction. Meeting this deadline is essential to guarantee access to the capital gains tax exemption and to activate the retirement savings plan.

By reinvesting in an Open Pension Fund, the applied amount is converted into a guaranteed regular annuity payment for at least 10 years. This additional income works as a stable retirement top-up, helping you plan the future with greater financial security.

The reinvested amount is incorporated into the chosen Pension Fund and is then managed professionally. The fund follows an investment policy suited to your profile, ensuring payment of the instalments and promoting the responsible appreciation of the assets over time.

No. Joining an Open Pension Fund is straightforward and supported by specialised professionals. The team assists with the legal framework, compliance deadlines, and formalising the reinvestment, ensuring that the entire process runs clearly and efficiently.