Group Life Insurance for SMEs
Protect your company's main asset
Value for the company, protection for employees
The Real Group SME Life Insurance generates value for the business by allowing premium deductions under corporate income tax (IRC), strengthening the company's financial layout. At the same time, it protects employees in the event of death, disability, or critical illness (including accidents), increasing security and trust while contributing to corporate talent retention .
Who is it for?
It is aimed at small and medium-sized enterprises that care about the well-being of their employees, guaranteeing them financial protection in the event of death or disability.
This insurance also functions as a benefit complementary to remuneration, helping to add value to teams and retain corporate talent.
Key Benefits of Real SME Life Insurance
Talent Retention
Strengthens team motivation and contributes to employee retention, at a low cost for the company.
Supplementary Protection
Cumulative with the protection guaranteed by Workers' Compensation insurance and by other insurance provided by the company.
Tax Benefit for the Company
The insurance premiums may be treated as a tax-deductible cost for the company, helping to reduce corporate income tax (IRC).
Simplified Underwriting
Automatic onboarding with zero medical underwriting requirements for schemes with more than 10 participating members.
Family Support
Provides financial support to the family in the event of death caused by accident or illness.
Financial Security
Ensures greater financial independence in the event of total and permanent disability.
Added Protection
Allows the take-up of additional covers for more complete protection.
Critical Illness
Provides for the payment of part of the cover amount in the event of a critical illness diagnosis, up to a limit of €150,000
This information does not dispense with reading the legally required pre-contractual and contractual documents.
