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REAL VIDA USA 500

REAL VIDA USA 500

Invest automatically and customise your portfolio directly in the MyRealVida app.

Maximise Your Investments with Real Vida

Total security

Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.

Competitive rates

Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.

Total security

Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.

Competitive rates

Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.

INVEST IN THE LARGEST US COMPANIES

Gain access to the potential of the US stock market through an investment insurance policy indexed to the S&P 500®, a global benchmark that brings together 500 of the largest companies in the US.

Who is it for

Who is it for

Real Vida USA 500 is intended for investors seeking an investment solution with a medium to long-term outlook, who accept the volatility of the financial markets and understand that the product does not offer a capital guarantee.

Before investing, please read the Key Information Document to understand the product's features, risks and costs.

How does Real Vida USA 500 work?

Download the MyRealVida App

Download the myRealVida app and go to the investments area

Exposure indexed to the S&P 500

An investment solution linked to the performance of the US stock market, through exposure to the S&P 500 index.

Invest and secure tax benefits

Obtain tax benefits on redemption or maturity, from the 5th year, ranging from 11.2% to 28%

Track your investment

Check how your investment is performing and manage it through the myRealVida app

Real Vida USA 500 is a complex financial product, taking the form of an investment-linked (unit-linked) insurance contract, classified as an insurance-based investment product (PRIIP), expressed in participation units, with no capital or return guarantee.

Description

Real Vida USA 500 is a complex financial product, taking the form of an investment-linked (unit-linked) insurance contract, classified as an insurance-based investment product (PRIIP), expressed in participation units, with no capital or return guarantee.

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Technical Sheet

Product Type

A complex financial product, taking the form of an investment-linked (unit-linked) insurance contract, classified as an insurance-based investment product (PRIIP), expressed in participation units, with no capital or return guarantee.

Distribution

Fund marketed by Real Vida Seguros

Term

The product can be redeemed at any time; however, the minimum recommended holding period is 8 years and 1 day

Asset Class
Asset Class
Target allocation
Limits
Short-term Financial Instruments
0%
0% - 2%
Equities
100%
0% - 100%
Investor Profile

Risk-tolerant investors with sufficient knowledge and/or experience to understand a product with market risk, who accept volatility and potential losses

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Minimum subscription amount

Single initial premium with a minimum subscription of €100.00.

Capital top-up

Additional top-up premiums will be permitted with a minimum amount of €50, provided that the Underlying Fund remains open for subscription.

Subscription Fee (Entry Charge)

We do not charge an entry fee

Redemption Fee (Exit Charge)

We do not charge an exit fee for this product.

Management fee

0.90% of the annual investment value.

Start investing today

Real Vida USA 500 is available exclusively in the myRealVida app. Download the app and start investing in just a few minutes.

Google Play

Google Play

Apple Store

Apple Store

Google Play

Google Play

Apple Store

Apple Store

This does not remove the need to read the pre-contractual and contractual information required by law.

Useful documents

General Conditions

Special Conditions

Key Information Document

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Real Vida Seguros registered with the ASF under no. 1029

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