Real Vida Futura Life Insurance
Real Vida Futura Life Insurance
A life insurance policy combining life cover and savings
How does Real Vida Futura Life Insurance work?
It is an insurance that combines the features and benefits of a Life Insurance with savings.
In addition to the guaranteed risk component in the event of death or disability, it also secures a set of benefits to be enjoyed during your lifetime, as well as the build-up of savings that will ultimately act as a reimbursement.
Who is it for?
A life insurance policy adapts to different profiles, but Vida Futura stands out by combining protection with guaranteed savings at the end of the contract.
The life insurance policy that guarantees protection and savings returns
Risk-free savings
A portion of your premiums is placed into a dedicated savings account. This fund grows throughout the policy term and can be used to finance your future projects.
Medical assistance
Get instant access to an Online Doctor (Virtual GP), Telephone Medical Advice, and GP Home Visits, always available for your peace of mind and comfort.
Comprehensive Protection
Guarantees double the cover amount in the event of Accidental Death, and triple the cover amount in the event of a Road Traffic Accident Death.
Simplified application
No medical exams required, depending on your age group and the selected cover amount.
Key Benefits of Real Vida Futura Life Insurance
Annual yield
Part of the premiums paid earns a guaranteed gross annual rate of 1.75%, building up savings.
Refund of invested capital at the end of the contract
Guaranteed refund of the amount accumulated in the savings account, if the Insured Person is alive at the end of the contract.
Payment of the savings value in the event of a claim
Guaranteed payment of the contracted capital plus the accumulated savings in the event of death or absolute and permanent disability due to illness or accident.
Total and Permanent Disability (TPD)
Guarantees payment of the contracted capital plus the accumulated savings in the event of death or absolute and permanent disability due to illness or accident
Medical assistance included
Life insurance that includes medical assistance services: Online Doctor, Telephone Medical Advice and GP Home Visits
Exemption from Medical Examinations
Exemption from medical examinations for clients between 18 and 55 years of age, up to capital sums of €500,000. For clients between 56 and 65 years of age, the exemption applies up to capital sums of €400,000
Extra protection
Payout of double the sum assured in the event of Accidental Death, and a triple sum assured payout in the event of a Road Traffic Accidental Death.
Benefit in the event of a claim
Guaranteed payment of the contracted capital plus the accumulated savings in the event of death or absolute and permanent disability due to illness or accident.
What’s covered
Real Vida Futura Life Insurance
DeathYes
Total and Permanent Disability (ADLs)Yes
Accidental Death Cover*Yes
Road Traffic Accident Death*Yes
Savings AccountYes
Online DoctorOffer
Telephone Medical AdviceOffer
GP Home VisitsOffer
* Sum Assured equal to the Death capital, with a maximum limit of €500,000.
This information does not dispense with reading the legally required pre-contractual and contractual documents.