Real Vida Pleno Life Insurance
Protection for you and your loved ones.
The solution that protects you when it matters most
YOUR LIFE AND YOUR FUTURE WITH REAL PROTECTION
It guarantees enhanced protection in the event of a Critical Illness diagnosis and permanent disability situations.
It can include a Daily Cash Benefit for Hospitalisation due to an Accident cover.
For greater comfort and added protection, the offer of Medical Assistance guarantees is included for all customers.
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What if something serious happens? Protect your income and secure your family's future with Real Vida Pleno Life Insurance.
Who is it for?
Real Vida Pleno Life Insurance is designed for those seeking a policy that addresses their real concerns about personal and family protection, ensuring financial stability during life's most difficult moments.
It also includes an innovative precision medicine service, available under the Critical Illness cover, with personalised care.
Tailor the cover to your needs
Choose Your Cover
Real Vida Pleno Life Insurance lets you carefully choose the cover that best suits each person's protection needs at the different stages of life.
Comprehensive Protection
Includes cover for death due to illness or accident, disability, critical illness diagnosis, and hospital stays, with an additional payout in the event of an accident.
Financial Protection
Guarantees your family’s financial stability by ensuring the payout of the sum assured in the event of a claim, helping to preserve your household's economic balance.
Critical Illnesses and Precision Medicine
In the event of a Critical Illness diagnosis, the Insured Person receives the contracted lump sum to use freely. Includes Precision Medicine for oncological conditions, providing personalised treatment plans.
Includes the complimentary cover of Online Doctor, GP Home Visits and Telephone Medical Advice.
Real+ Discounts
With Real+ Discounts, the more protected you are, the less you pay. By adding new insurance policies to the ones you already have, you increase your discount and strengthen your family's security with exclusive benefits.
Key Benefits of Real Vida Pleno Life Insurance
Discover the benefits of Real Vida Pleno Life Insurance and secure protection and support at every moment of life.
Medical Assistance
Medical Assistance services for immediate use: Online Doctor, Telephone Medical Advice and GP Home Visits.
Critical Illness
Critical Illness cover that includes an innovative Precision Medicine service which, in the case of oncological diseases, includes molecular profiling of the Insured Person.
Daily Hospitalisation Cash Benefit
In the event of an accident, it guarantees the payment of a daily cash benefit of up to €50 during the period of hospital admission.
Waiting List
Payment of a capital sum of €2,500 in the event of a diagnosis of an illness requiring one of the covered surgical procedures (Waiting List), renewable each year.
Additional Protection
In the event of death by accident or road traffic accident, an additional capital is paid on top of the cover amount, reinforcing the financial protection of the beneficiaries.
Support in Cases of Repatriation or Funeral
Added protection for those left behind, through the payment of a fixed capital sum intended to cover repatriation or funeral costs.
Capital in the event of diagnosis
Optional Critical Illness and Precision Medicine cover that guarantees the early payment of the cover amount at the time a critical illness is diagnosed.
Medical Examination Exemption
Exemption from medical examinations up to €500,000 for clients aged 18 to 55. For clients aged 56 to 65, exemption up to €400,000.
What’s covered
Real Vida Pleno Life Insurance
DeathYes
Total and Permanent Disability (ADLs)Yes
Online DoctorOffer
Telephone Medical AdviceOffer
GP Home VisitsOffer
Total and Permanent DisabilityOptional
Accidental Death Cover*Optional
Road Traffic Accident Death*Optional
Accidental Injury Hospital Cash BenefitOptional
Critical Illnesses and Precision MedicineOptional
Dependent Minor ChildrenOptional
Waiting List Optional
Funeral AllowanceOptional
* The Road Traffic Accident Death cover may only be taken out together with the Accidental Death cover.
Useful documents
Special Conditions
FAQS
Frequently Asked Questions
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This information does not dispense with reading the legally required pre-contractual and contractual documents.