Real Health Insurance
The insurance designed to guarantee easy and efficient access to essential healthcare for the whole family
YOUR HEALTH AND YOUR WELLBEING WITH THE PROTECTION YOU NEED
This insurance guarantees access to appointments, examinations and essential care across a wide medical network, with reduced prices and complementary services such as cryopreservation. It also offers benefits when family members join, strengthening protection for everyone.
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UNDERSTANDING YOUR PROTECTION MAKES ALL THE DIFFERENCE
Find out in detail how the insurance works, the cover available and the services that meet your everyday needs.
Who is it for?
Real Health Insurance is designed for those seeking easy access to medical care, consultations and examinations across a broad network of providers. Ideal for families and for anyone who values comfort, speed and advantageous terms on complementary services that strengthen health protection at every stage of life.
Tailor the insurance to your needs
Choose the Solution That Protects You Best
Choose between different sums insured and adjust the level of protection to the impact an accident could have on your life, ensuring security tailored to your needs.
Adapt Protection to What You Need Most
It guarantees payment of the outstanding capital to the lender in the event of the Insured Person's Death or Disability, ensuring financial stability for your family.
Benefit from Complementary Services
Take advantage of special terms on services such as cryopreservation and easier access to essential care through the health card.
Include Your Family with Added Benefits
Use this insurance to complement your existing protection, ensuring additional support for you and your loved ones in the event of an accident.
Real+ Discounts
With Real+ Discounts, the more protected you are, the less you pay. By adding new insurance policies to the ones you already have, you increase your discount and strengthen your family's security with exclusive benefits.
Key Benefits of Real Health Insurance
A comprehensive, flexible health insurance ready for what truly matters.
Enhanced Hospitalisation
Payment of hospitalisation expenses, within the network or by reimbursement, in the event of illness or accident, with enhanced protection at the most demanding times.
Serious Illness Protection
Increased sum insured on the Hospitalisation and Outpatient cover in the event of a Serious Illness diagnosis.
Online Medicine and Home Support
Access to medical support 24 hours a day, 7 days a week, with remote consultations and medical or nursing assistance at home.
Clinical and Nutritional Monitoring
Support after hospital discharge and online nutritional monitoring to promote a safer and more balanced recovery.
Outpatient Care, Dentistry and Oral Health
Flexible cover that allows you to strengthen outpatient care and oral health protection.
Benefits for Family Members
Special terms for enrolling family members, with discounts and additional benefits for Real Vida Seguros clients.
Mental Health with MindCare
Online psychology and psychiatry consultations with immediate access and no waiting periods.
Protection for Different Stages of Life
Enrolment up to the age of 66 and access to BebéVida's cryopreservation services on advantageous terms.
Cover
Simple
Complete
Total
Hospitalisation
20.000€
50.000€
100.000€
Childbirth
-
Incl. in Hospitalisation
Incl. in Hospitalisation
Network Access
Sem Limite
Sem Limite
Sem Limite
Online Doctor
Sem Limite
Sem Limite
Sem Limite
Home Doctor Visit
Sem Limite
Sem Limite
Sem Limite
MindCare
Sem Limite
Sem Limite
Sem Limite
Online Nutrition
Sem Limite
Sem Limite
Sem Limite
Cryopreservation
Sem Limite
Sem Limite
Sem Limite
Outpatient Care
-
-
3.000€
Outpatient Cover Amount
1.000€*
€1,000 or €2,000*
-
Outpatient Consultations
8 Consultations, 2 Exams and 2 tests per year
8 Consultations, 2 Exams and 2 tests per year*
-
Death by Accident
25.000€
25.000€*
25.000€*
Outpatient Care in Case of Accident
2.500€
2.500€*
-
Outpatient Cover Top-Up for Critical Illness
-
1.000€*
1.500€*
Hospitalisation Cover Top-Up for Critical Illness
-
25.000€*
50.000€*
International Second Medical Opinion
Sem Limite *
Sem Limite *
Sem Limite
Access to the Iberian Network
Sem Limite *
Sem Limite *
Sem Limite
Access to the Bem-Estar Network
Sem Limite *
Sem Limite *
Sem Limite
Patient Support Programme
Sem Limite *
Sem Limite *
Sem Limite
Dental Cover Amount
€250 or €500*
€250 or €500*
€250 or €500*
Access to the Dentinet Network
Sem Limite *
Sem Limite *
Sem Limite *
* Opcional
Search the AdvanceCare Provider Network
With Real Health Insurance you have access to one of the largest and best networks of medical care providers in the country and also in Spain, the result of the partnership between Real Vida Seguros and AdvanceCare.
Within Portugal, you can find more than 16 thousand health partners across 129 different specialties in a provider network that is also present in the Azores and Madeira archipelagos.
In Spain, the AdvanceCare provider network, in partnership with HNA - Serviços Corporativos S.A., offers excellent cover, especially along the border, providing access to more than 20 thousand healthcare providers.
Find your doctor by specialty and schedule your consultation, examination or treatment.
Learn all about insurance on the blog
Reading the legally required pre-contractual and contractual information is essential.