Real Health Insurance
The insurance designed to guarantee easy and efficient access to essential healthcare for the whole family
YOUR HEALTH AND YOUR WELLBEING WITH THE PROTECTION YOU NEED
This insurance guarantees access to consultations, exams, and essential care within an extended medical network, featuring reduced rates and complementary benefits such as cryopreservation. It also offers advantages when adding family members, reinforcing protection for everyone.
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UNDERSTANDING YOUR PROTECTION MAKES ALL THE DIFFERENCE
Find out in detail how the insurance works, the cover available and the services that meet your everyday needs.
Who is it for?
Real Health Insurance is designed for those seeking easy access to medical care, consultations and examinations across a broad network of providers.
Ideal for families and for anyone who values comfort, speed and advantageous terms on complementary services that strengthen health protection at every stage of life.
Tailor the cover to your needs
Choose the solution that best protects you
Select from different cover amounts and adapt your level of protection to the impact an accident could have on your life, ensuring security tailored to your needs.
Adapt Protection to What You Need Most
Guarantees the payout of the outstanding debt to the lending institution in the event of Death or Disability of the Insured Person, ensuring financial stability for your family.
Benefit from Complementary Services
Enjoy special conditions on services such as stem cell cryopreservation and convenient access to essential care through your healthcare card.
Include your family with exclusive benefits
Use this insurance to complement your existing protection, ensuring additional support for you and your loved ones in the event of an accident.
Real+ Discounts
With Real+ Discounts, the more protected you are, the less you pay. By adding new insurance policies to the ones you already have, you increase your discount and strengthen your family's security with exclusive benefits.
Key Benefits of Real Health Insurance
A comprehensive, flexible health insurance ready for what truly matters.
Enhanced Hospitalisation
Payment of hospitalisation expenses, within the network or by reimbursement, in the event of illness or accident, with enhanced protection at the most demanding times.
Critical Illness Protection
Increased cover amount on the Hospitalisation and Outpatient cover in the event of a Critical Illness diagnosis.
Online Medicine and Home Support
Access to medical support 24 hours a day, 7 days a week, with remote consultations and medical or nursing assistance at home.
Clinical and Nutritional Monitoring
Support after hospital discharge and online nutritional monitoring to promote a safer and more balanced recovery.
Outpatient and Dental Care
Flexible cover that allows you to strengthen outpatient care and oral health protection.
Benefits for Family Members
Special terms for enrolling family members, with discounts and additional benefits for Real Vida Seguros clients.
Mental Health with MindCare
Online psychology and psychiatry consultations with immediate access and no waiting periods.
Protection for Different Stages of Life
Enrolment up to the age of 66 and access to BebéVida's cryopreservation services on advantageous terms.
What’s covered
Simple
Complete
Total
Inpatient Care
€20,000
€50,000
€100,000
Childbirth
-
Incl. in Hospitalisation
Incl. in Hospitalisation
Network Access
Sem Limite
Sem Limite
Sem Limite
Online Doctor
Sem Limite
Sem Limite
Sem Limite
GP Home Visits
Sem Limite
Sem Limite
Sem Limite
MindCare
Sem Limite
Sem Limite
Sem Limite
Online Nutrition
Sem Limite
Sem Limite
Sem Limite
Cryopreservation
Sem Limite
Sem Limite
Sem Limite
Outpatient Care
-
-
€3,000
Outpatient Cover Amount
€1,000*
€1,000 or €2,000*
-
Outpatient Consultations
8 Consultations, 2 Exams and 2 tests per year
8 Consultations, 2 Exams and 2 tests per year*
-
Accidental Death
€25,000
€25,000*
€25,000*
Accidental Outpatient Care
€2,500
€2,500*
-
Critical Illness Outpatient Top-Up
-
€1,000*
€1,500*
Critical Illness Inpatient Care Top-Up
-
€25,000*
€50,000*
International Second Medical Opinion
Sem Limite *
Sem Limite *
Sem Limite
Access to the Iberian Network
Sem Limite *
Sem Limite *
Sem Limite
Access to the Wellbeing Network
Sem Limite *
Sem Limite *
Sem Limite
Patient Support Programme
Sem Limite *
Sem Limite *
Sem Limite
Dental Cover Amount
€250 or €500*
€250 or €500*
€250 or €500*
Access to the Dentinet Network
Sem Limite *
Sem Limite *
Sem Limite *
* Opcional
Search the AdvanceCare Provider Network
With Real Health Insurance you have access to one of the largest and best networks of medical care providers in the country and also in Spain, the result of the partnership between Real Vida Seguros and AdvanceCare.
Within Portugal, you can find more than 16,000 healthcare partners across 129 different specialties in a provider network that also covers the archipelagos of the Azores and Madeira.
In Spain, the AdvanceCare provider network, in partnership with HNA - Serviços Corporativos S.A., offers excellent cover, particularly along the border, providing access to more than 20,000 healthcare providers.
Find your doctor by specialty and schedule your appointment, examination or treatment.
Reading the legally required pre-contractual and contractual information is essential.