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REAL VIDA USA 500

REAL VIDA USA 500

Invest automatically and in a personalised way through the My Real Vida APP

BOOST YOUR INVESTMENTS WITH REAL VIDA

Total security

Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.

Competitive rates

Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.

Invest in the S&P 500 index

Access to the index of the 500 largest North American companies, with competitive advantages over the long term.

Total security

Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.

Competitive rates

Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.

Invest in the S&P 500 index

Access to the index of the 500 largest North American companies, with competitive advantages over the long term.

INVEST IN THE LARGEST US COMPANIES

Access the potential of the US equity market through an investment insurance indexed to the S&P 500®, the worldwide benchmark that brings together 500 of the largest US companies

How does Real Vida USA 500 work?

Exposure indexed to the S&P 500

An investment solution linked to the performance of the US stock market, through exposure to the S&P 500 index.

Invest and secure tax benefits

Obtain tax benefits on redemption or maturity, from the 5th year, ranging from 11.2% to 28%

Real Vida USA 500 is a complex financial product, taking the form of an insurance contract linked to investment funds (unit-linked), classified as a packaged retail and insurance-based investment product (PRIIP), expressed in units of account, with no guarantee of capital or yield.

Descrição

Real Vida USA 500 is a complex financial product, taking the form of an insurance contract linked to investment funds (unit-linked), classified as a packaged retail and insurance-based investment product (PRIIP), expressed in units of account, with no guarantee of capital or yield.

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Ficha Técnica

Product Type

A complex financial product, taking the form of an insurance contract linked to investment funds (unit-linked), classified as a packaged retail and insurance-based investment product (PRIIP), expressed in units of account, with no guarantee of capital or yield.

Marketing

Fund marketed by Real Vida Seguros

Term

The product may be redeemed at any time; however, the recommended minimum holding period is 8 years and 1 day

Asset Class
Asset Class
Target allocation
Limits
Short-term Financial Instruments
0%
0% - 2%
Variable-Yield Securities
100%
0% - 100%
Investor Profile

Risk-tolerant investors with sufficient knowledge and/or experience to understand a product carrying market risk and who accept volatility and potential losses

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2
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7
Risco menos
elevado
Risco mais
elevado
Minimum subscription amount

Single initial premium with a minimum subscription of €100.00.

Capital top-up

Additional premiums will be accepted with a minimum amount of €50.00, provided that the Autonomous Fund is still being marketed.

Subscription fee

We do not charge an entry fee

Redemption fee

We do not charge an exit fee for this product.

Management fee

0.90% of the investment value per year.

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