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REAL VIDA USA 500

REAL VIDA USA 500

Invest automatically and customize your portfolio directly in the My Real Vida app.

BOOST YOUR INVESTMENTS WITH REAL VIDA

Total security

Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.

Competitive rates

Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.

Invest in the S&P 500 index

Access to the index of the 500 largest North American companies, with competitive advantages over the long term.

Total security

Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.

Competitive rates

Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.

Invest in the S&P 500 index

Access to the index of the 500 largest North American companies, with competitive advantages over the long term.

INVEST IN THE LARGEST US COMPANIES

Gain access to the potential of the US stock market through an investment insurance policy indexed to the S&P 500®, a global benchmark that brings together 500 of the largest companies in the US.

How does Real Vida USA 500 work?

Exposure indexed to the S&P 500

An investment solution linked to the performance of the US stock market, through exposure to the S&P 500 index.

Invest and secure tax benefits

Obtain tax benefits on redemption or maturity, from the 5th year, ranging from 11.2% to 28%

Real Vida USA 500 is a complex financial product, taking the form of an investment-linked (unit-linked) insurance contract, classified as an insurance-based investment product (PRIIP), expressed in participation units, with no capital or return guarantee.

Descrição

Real Vida USA 500 is a complex financial product, taking the form of an investment-linked (unit-linked) insurance contract, classified as an insurance-based investment product (PRIIP), expressed in participation units, with no capital or return guarantee.

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Ficha Técnica

Product Type

A complex financial product, taking the form of an investment-linked (unit-linked) insurance contract, classified as an insurance-based investment product (PRIIP), expressed in participation units, with no capital or return guarantee.

Distribution

Fund marketed by Real Vida Seguros

Term

The product can be redeemed at any time; however, the minimum recommended holding period is 8 years and 1 day

Asset Class
Asset Class
Target allocation
Limits
Short-term Financial Instruments
0%
0% - 2%
Equities
100%
0% - 100%
Investor Profile

Risk-tolerant investors with sufficient knowledge and/or experience to understand a product with market risk, who accept volatility and potential losses

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Minimum subscription amount

Single initial premium with a minimum subscription of €100.00.

Capital top-up

Additional top-up premiums will be permitted with a minimum amount of €50, provided that the Underlying Fund remains open for subscription.

Subscription Fee (Entry Charge)

We do not charge an entry fee

Redemption Fee (Exit Charge)

We do not charge an exit fee for this product.

Management fee

0.90% of the annual investment value.

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