Business Protection Life Insurance
Extra protection for your employees
A simple, flexible solution to protect your team
Business Protection Life Insurance is a solution designed to protect your company's employees, providing extra financial support in the event of death or disability. Enrolment is simple and requires no risk assessment for new policies with five or more insured persons.
Who is it for?
This insurance is aimed at companies looking to add value for their employees through an extra benefit, securing financial support in the event of death or disability due to illness or an accident.
It is a suitable solution for organisations that want to reinforce their team's protection while increasing the attractiveness of their employer value proposition.
Key Benefits of Business Protection Life Insurance
Simplified Subscription (Company)
Simple subscription with no medical formalities required for new policies with 5 or more members.
Talent Retention (Company)
Helps you develop and retain talent, at a low cost to the company.
Complementary Protection (Company)
Complements other protection solutions already in place for employees.
Tax Optimisation (Company)
Optimisation of the tax burden through deduction of the premium amount for corporate income tax (IRC) purposes.
Supplementary Benefit (Employee)
A benefit supplementing remuneration, exempt from tax.
Financial Protection (Employee)
Financial protection in the event of death or disability caused by illness or accident.
Accidental Top-Up Sum Assured (Employees)
Guaranteeing the payout of a top-up sum assured for death or permanent disability resulting from an accident or illness.
Medical Services Included (Covers)
Access to Online Doctor and Telephone Medical Advice services.
What’s covered
Initial Protection
Intermediate Protection
Advanced Protection
Option 1
Option 1
Option 1
Death
€15,000
€20,000
€25,000
Total and Permanent Disability (ADLs)
€15,000
€20,000
€25,000
Online Doctor and Telephone Medical Advice
Incluído
Incluído
Incluído
Option 2
Option 2
Option 2
Death
€15,000
€20,000
€25,000
Total and Permanent Disability (60% Work Disability)
€15,000
€20,000
€25,000
Online Doctor and Telephone Medical Advice
Incluído
Incluído
Incluído
Option 3
Option 3
Option 3
Death
€15,000
€20,000
€25,000
Total and Permanent Disability (60% Work Disability)
€15,000
€20,000
€25,000
Accidental Death or Disability
€30,000
€40,000
€50,000
Online Doctor and Telephone Medical Advice
Incluído
Incluído
Incluído
The contracted plan of cover shall be that set out in the Particular Conditions and Individual Certificate.
This information does not dispense with reading the legally required pre-contractual and contractual documents.
