Real SME Group Life Insurance
Protect your company's main asset
Value for the company, protection for employees
Real SME Group Life Insurance generates value for the company by allowing the premiums to be deducted for corporate income tax (IRC) purposes, strengthening the financial soundness of the business. At the same time, it protects employees in the event of death, disability or serious illness (including accidents), increasing security and confidence and contributing to talent retention within the company.
Who is it for?
It is intended for small and medium-sized enterprises that care about their employees' well-being, providing them with financial protection in the event of death or disability. This insurance also works as a benefit complementing remuneration, helping to value teams and to retain talent within the company.
Key Benefits of Real SME Life Insurance
Talent Retention
Strengthens team motivation and contributes to employee retention, at a low cost for the company.
Supplementary Protection
Cumulative with the protection guaranteed by Workers' Compensation insurance and by other insurance provided by the company.
Tax Benefit for the Company
The insurance premiums may be treated as a tax-deductible cost for the company, helping to reduce corporate income tax (IRC).
Simplified Enrolment
Automatic enrolment, with no medical requirements, for groups of more than 10 members.
Family Support
Provides financial support to the family in the event of death caused by accident or illness.
Financial Security
Ensures greater financial independence in the event of total and permanent disability.
Added Protection
Allows the take-up of additional covers for more complete protection.
Critical Illness Cover
Provides for the payment of part of the sum insured in the event of a critical illness diagnosis, up to a limit of €150,000
This does not replace reading the pre-contractual and contractual information legally required.
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