Real Vida Futura Life Insurance
Protect your life and save for the future
Life insurance with a term life and savings component
How does Real Vida Futura Life Insurance work?
It is an insurance that combines the features and benefits of a Life Insurance with savings.
In addition to the guaranteed risk component in the event of death or disability, it also secures a set of benefits to be enjoyed during your lifetime, as well as the build-up of savings that will ultimately act as a reimbursement.
Who is it for?
A life insurance policy adapts to different profiles, but Future Life stands out by combining protection with guaranteed savings at the end of the contract.
The Life Insurance that guarantees protection and reimbursement
Risk-free savings
Part of the value of the premiums paid is capitalised in a savings account that grows over the life of the contract and can be used to carry out future projects.
Medical assistance
Provides access to Online Doctor, Telephone Medical Advice and Home Doctor services, always available for greater peace of mind.
Comprehensive Protection
Guarantees payment of double the capital in the event of Death by Accident and payment of triple the capital in the event of Death by Road Accident
Simplified application
Exemption from medical examinations depending on age bracket and capital contracted
Key Benefits of Real Vida Futura Life Insurance
Annual yield
Part of the premiums paid earns a guaranteed gross annual rate of 1.75%, building up savings.
Refund of invested capital at the end of the contract
Guaranteed refund of the amount accumulated in the savings account, if the Insured Person is alive at the end of the contract.
Payment of the savings value in the event of a claim
Guaranteed payment of the contracted capital plus the accrued savings in the event of death or absolute and permanent disability due to illness or accident.
Total and Permanent Disability (TPD)
Guarantees payment of the contracted capital plus the accumulated savings in the event of death or absolute and permanent disability due to illness or accident
Medical assistance included
Life insurance that includes medical assistance services: Online Doctor, Telephone Medical Advice and Home Doctor Visits
Exemption from Medical Examinations
Exemption from medical examinations for clients between 18 and 55 years of age, up to capital sums of €500,000. For clients between 56 and 65 years of age, the exemption applies up to capital sums of €400,000
Extra protection
Payment of twice the risk capital in the event of Death by Accident, and payment of three times the risk capital in the event of Death by Traffic Accident.
Benefit in the event of a claim
Guaranteed payment of the contracted capital plus the accumulated savings in the event of death or absolute and permanent disability due to illness or accident.
COVERAGE
Real Vida Futura Life Insurance
Death-
Total and Permanent Disability-
Death by Accident*-
Death by Road Accident*-
Savings Account-
Online Doctor-
Telephone Medical Advice-
Home Doctor-
* Sum Insured equal to the Death capital, with a maximum limit of €500,000.
This does not exempt you from reading the legally required pre-contractual and contractual information.