Real Vida Accident Disability Insurance
FINANCIAL PROTECTION IN THE EVENT OF AN ACCIDENT
FINANCIAL SECURITY WHEN YOU NEED IT MOST
In the event of temporary disability due to an accident, this insurance helps to make up for the loss of income and to preserve your financial stability during the recovery period.
Who is it for?
Real Vida Accident Disability Insurance is aimed at anyone seeking financial support in the event of a temporary disability due to an accident.
It can be taken out by individuals aged between 5 and 65 and is suitable for those who intend to reinforce their financial stability when facing daily unexpected events.
Tailor the cover to your needs
Choose the Right Plan
Select from three cover levels that adjust to your income and your needs. Each option guarantees financial support during the period you are unable to work due to an accident.
Protection Adjusted to Your Lifestyle
Guarantees the payout of the outstanding debt to the lending institution in the event of Death or Disability of the Insured Person, ensuring financial stability for your family.
Extra Support for Your Family
Benefit from a simple solution focused on temporary disability caused by an accident. The insurance guarantees a cash payout that helps compensate for lost income during your period of inactivity.
Complementary Support Whenever You Need It
Count on an insurance policy that works to complement your existing protection, strengthening your financial well-being whenever an accident prevents you from working in your professional activity.
Real+ Discounts
With Real+ Discounts, the more protected you are, the less you pay. By adding new insurance policies to the ones you already have, you increase your discount and strengthen your family's security with exclusive benefits.
Key Benefits of Real Vida Accident Disability Insurance
Discover the advantages of this insurance and how it supports you during a period of disability.
Monthly Accidental Disability Benefit
Payment of a monthly cash benefit up to €750 in a situation of disability resulting from an accident, for a maximum period of 180 days.
Child Support for Accidental Hospital Stays
Includes a daily cash benefit for children from age 5 onwards, providing parents with financial support for household and family assistance.
Capital on Death or Permanent Disability
Payment of a capital sum in the event of death or permanent disability due to an accident, strengthening protection in the most serious moments.
Round-the-Clock Protection
Ensures protection 24 hours a day, 365 days a year, for greater security in everyday life.
International Cover
Worldwide coverage providing enhanced protection outside of Portugal.
Two-Wheeler Vehicle Protection Cover
Includes specialised protection while using motorised two-wheeler vehicles, reinforcing safety across different mobility contexts.
Appointments on Preferential Terms
Access to a medical network with fixed-price appointments, allowing health monitoring with controlled costs.
Health Services on Preferential Terms
Access home medical appointments whenever you need them and benefit from diagnostic tests at reduced prices, ensuring affordable clinical support throughout your recovery period.
What’s covered
Base
Plus
Prestige
Temporary Total Disability (TTD) due to Accident
-
-
-
Temporary Total Disability (TTD)
€250.00 / month
€500.00 / month
€750.00 / month
Temporary Partial Disability
€125.00 / month
€250.00 / month
€375.00 / month
Death or Permanent Disability Due to Accident
€15,000.00
€25,000.00
€35,000.00
Bone Fracture
-
-
-
Major Fracture
€100.00
€200.00
€400.00
Minor Fracture
€50.00
€75.00
€100.00
Funeral Expenses
€1,500.00
€2,000.00
€2,500.00
Healthcare Card
-
-
-
Access to the RNA Medical Network
Sem Limite
Sem Limite
Sem Limite
GP Home Visits
Sem Limite
Sem Limite
Sem Limite
Dental Assistance
Sem Limite
Sem Limite
Sem Limite
This does not replace reading the pre-contractual and contractual information legally required.