REAL VIDA SUPER YIELD SERIES 10
The right solution for you
Total security
Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.
Competitive rates
Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.
Invest in the S&P 500 index
Access to the index of the 500 largest North American companies, with competitive advantages over the long term.
Total security
Your capital and the accrued interest are fully protected and are repaid at the end of the term (8 years and 1 day), ensuring stability and confidence in your investment.
Competitive rates
Benefit from a guaranteed rate in the 1st year and, in subsequent years, from a return indexed to 12-month Euribor with defined limits.
Invest in the S&P 500 index
Access to the index of the 500 largest North American companies, with competitive advantages over the long term.
SECURE A SUPER YIELD FOR YOUR SAVINGS
Real Vida Super Yield Series 10 is a medium and long-term capitalisation insurance that guarantees the capital invested and the interest accrued at the end of the contract. It allows you to build up or strengthen your savings through single or regular contributions, tailored to your needs and objectives.
CAMPAIGN
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Who is it for?
It is intended for all types of clients, individuals or companies, who wish to invest their capital in a product with guaranteed returns.
If you want to diversify your savings with a low-risk investment that guarantees your invested capital, then this product is for you. DEMO
How your investment works
Choose the amount
Choose the amount with which you want to start your savings. A solution that adapts to your financial goals and offers a simple and secure way to grow your money.
Boost Your Savings
You can top up your investment whenever you wish, from as little as €25 per month. This flexibility lets you align the growth of your savings with your budget and build up your capital gradually, with no additional commitments.
Guaranteed Return
In the first annuity and in subsequent annuities, the annual rate corresponds to 70% of the monthly average of the 12-month Euribor, with a minimum of 0.25% and a maximum of 5.00%.
Safe and Stable
With capital guaranteed at maturity and a yield set annually, this product offers stability and protects your savings. It is the ideal solution for those who want to grow securely, without risk and without the need for constant decisions.
Choose the amount
Choose the amount with which you want to start your savings. A solution that adapts to your financial goals and offers a simple and secure way to grow your money.
Boost Your Savings
You can top up your investment whenever you wish, from as little as €25 per month. This flexibility lets you align the growth of your savings with your budget and build up your capital gradually, with no additional commitments.
Guaranteed Return
In the first annuity and in subsequent annuities, the annual rate corresponds to 70% of the monthly average of the 12-month Euribor, with a minimum of 0.25% and a maximum of 5.00%.
Safe and Stable
With capital guaranteed at maturity and a yield set annually, this product offers stability and protects your savings. It is the ideal solution for those who want to grow securely, without risk and without the need for constant decisions.
Benefits of REAL VIDA SUPER YIELD SERIES 10
Discover the benefits that make this savings solution
secure, flexible and efficient.
Guaranteed Flexibility
Flexible payment plan, allowing you to adapt your savings to your financial availability over time.
Secure Savings
Guarantee of the invested capital and accumulated interest, ensuring the protection of your investment and stable growth throughout the contract.
Tax Benefits
More favourable taxation and tax advantages applicable under the tax regime in force, allowing you to optimise the yield on your savings.
Simple Surrender
Possibility of surrender without penalties from year 5 and 1 day, offering flexibility when you need to access your capital.
Protected Capital
The Guaranteed Capital corresponds to the amounts invested less any charges and partial surrenders, plus accumulated income at the successive guaranteed gross annual interest rates.
Family Security
In the event of death, the remaining capital is paid to the designated beneficiaries or, in their absence, to the legal heirs.
Payment Plan
Contributions may be made with the following frequency and minimum and maximum amounts:
Single Contributions: allow investments with a minimum amount of1.000 € and a maximum amount of 500.000 €.
Supplementary Contributions: allow monthly amounts from 500 €, up to a maximum of 100.000 €.
Scheduled Contributions: Yes. As it depends on the Euribor, the yield tracks the movement of interest rates. However, the minimum and maximum limits protect against extreme fluctuations, ensuring predictability for the investor.
Monthly: with minimum amounts of 25 € and maximums of 10.000 €.
Annual: with a minimum amount of 250 € and a maximum amount of 120.000 €.
Benefits
Individual Clients
The income received on surrender or maturity will be taxed under personal income tax (IRS) at an effective rate of:
- 28% up to the 5th year;
- 22.4% between the 5th and 8th year;
- 11.2% after the 8th year.
This does not exempt you from reading the legally required pre-contractual and contractual information.