A Sure Path to Your Future
Real Vida Pensions is a Real Vida Seguros brand that offers savings solutions designed to help individuals and companies build a more secure financial future. With experience, rigour and close support, we develop and manage pension plans tailored to each client's goals.
A pension fund can be decisive in organising your long-term savings. It helps structure your investment over the years, ensures professional support and contributes to a more stable and financially secure retirement.
Discover our range of savings products and services, with support in choosing and managing the best options for retirement.
A Closed Pension Fund is set up by entities that share a common bond, such as a company or association. The admission of new members requires the approval of existing ones. Each fund is tailored to the needs of the group and allows you to define a savings strategy aligned with its objectives.
An Open Pension Fund is set up by the Managing Entity and represented by participation units. Under Collective Membership, it can finance the plans of several entities with no common link, subject to acceptance by the manager. For Defined Benefit, there is the Fundo Real Corporate Pension Fund, FP.
An Open Pension Fund is set up by the Management Entity and represented by participation units. It can have Individual Membership, open to individuals accepted by the manager, or Collective Membership, for several entities with no common link. The Real Reforma Funds allow both arrangements.
Real Vida Seguros is the managing entity of the Optimize Investment Partners Open Pension Funds, marketed under the Real Guaranteed Retirement Pension Fund.
Optimize is an independent Portuguese asset manager, founded in 2008 and supervised by the CMVM and the Banco de Portugal.
The Real Vida Pleno Life Insurance allows you to make a careful choice of the cover that best suits each person's protection needs at the different stages of life.
Real Vida Pensions designs contribution plans tailored to each client's financial capacity and to the savings and retirement supplement objectives they wish to achieve.
It ensures your family's financial stability by guaranteeing payment of the sum insured in the event of a claim and helping to preserve the economic balance of your household.
Ideal for securing a stable retirement supplement, with no surprises.
Discover our Pension Funds and find savings solutions tailored to your needs.
We hold follow-up meetings, run training sessions and organise briefing sessions on the Pension Plans.
We offer advisory services for retirement planning, personalised pension simulation and multi-profile solutions tailored to different objectives.
We provide contractual documentation, regular financial information and management and performance reports that ensure transparency and ongoing monitoring.
Experienced management of Defined Benefit Plans, with monitoring, advisory services and reporting to supervisory authorities by independent actuaries.
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